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Southern States Bank Ranburne and Heflin Acquisition Information

HomeHome About Us Southern States Bank Ranburne and Heflin Acquisition Information

 Welcome To First Bank of Alabama! 

Where You Are First! 


On May 23, Southern States agreed to sell their Ranburne and Heflin locations to First Bank of Alabama. This includes most of the loans and deposit accounts associated with these locations. 

Our top priority is a smooth, seamless transition for you. On October 1, 2022, we will merge your Southern States Bank accounts into the First Bank of Alabama database. There will be changes in products and services in conjunction with the acquisition. You will be receiving information via USPS mail with information specific to your accounts(s).  

As you join First Bank of Alabama, we want you to know how important your relationship is to us. Our team here at First Bank of Alabama looks forward to having a personal relationship with you. Upon review of your account(s), do not hesitate to contact the First Bank of Alabama staff at (256) 362-2334 or through our website if you have any questions. We have created this page as a one stop directory for you as we navigate through this change together. If you are unable to find the information you need here or elsewhere on our website, please reach out to us at our main office, 256-362-2334 or you can reach out to our Heflin office at 256-463-2790 or our Ranburne office at 256-568-2265.


Important Phone Information!!

On the morning of October 3rd you may have a delay in being able to reach our Heflin and Ranburne offices by phone. We don't anticipate any issues, but there could be a delay during our conversion. Thank you for your patience and understanding. 





Monday-Thursday: 8:30 AM - 4:30 PM                                         

Friday: 8:30 AM - 5:00 PM                                                            

Saturday: Closed


Drive Thru

Monday-Friday: 8:30 AM - 5:00 PM

Saturday: Closed



24 Hour Telephone Banking....................256-761-2205

24 Hour Credit Card Support...................844-546-8223

Customer Service....................................256-362-2334

Loan Servicing.........................................256-362-2334

Lost or Stolen Debit Card.........................844-472-5163

Report Debit Card Dispute.......................844-472-5165



Debit Card Information

You may begin using your new First Bank of Alabama debit card at 3 PM CST on Friday, September 30, 2022.

Beginning at this time through Monday,  October 3, 2022, this card will be available for use with stand-in limits of $300 for Point-of-Sale transactions, per day and $200 for ATM transactions, per day. What this means is, you can use your First Bank of Alabama Debit card for Point-of-Sale purchases totaling $300 each day and ATM withdrawals totaling $200 each day.

You can continue to use your Southern States Bank debit card until 5 PM CST on September 30, 2022. After this time, your Southern States Bank debit card will no longer be active.

Online Banking and E-Statement Enrollment

Your current Southern States Bank Online Banking will be disabled Friday, September 30, 2022 at 4 PM.

First Bank of Alabama Online Banking and E-Statements will be available for enrollment beginning October 1, 2022.

New Online Banking User

On or after October 1, 2022, visit our website and from the homepage click on the Online Banking Login button at the top right. Choose Consumer Enroll (or Business Enroll if you are a commercial customer.) Complete the enrollment process and submit for review by our Online Banking Staff. Please allow one to two business days for our review to be completed. Once the review is complete, you will receive an email with your enrollment approval, or a request to contact the bank if we encounter an issue with the enrollment request.

Existing Online Banking User

If you already have active accounts with First Bank of Alabama and have an active Online Banking profile, simply add your converting account to your Online Banking profile by clicking on Services and Settings (gear icon) and then clicking Add Account on or after October 1, 2022. Your request will be reviewed and decisioned by our Online Banking staff within one to two business days.

Enroll Your Account in Electronic Statement Delivery

If you did not opt-in to Electronic Statement Delivery during your initial Online Banking enrollment, follow the steps below to opt in to e-statements.

  1. Once in Online Banking, from the Overview screen, click the account you need to enroll in Electronic Statement Delivery.
  2. Next, click the Statements link.
  3. On the Account Statement page, click the Electronic Only Statement Delivery button.
  4. Review the disclosure, then click Accept (or Accept and Print) button at the bottom.
  5. On the next screen, you will be prompted to verify your email address. You then have the option to submit the request for one account or all accounts.

Mobile App

You can also enroll in online banking via our Mobile App. You can download the app at any time, and then can begin enrollment on October 1st. 

You may download the First Bank of Alabama mobile app from the Apple store by clicking here:

  Download the First Bank of Alabama mobile banking app from iTunes


Or the Google Play store by clicking here: 

Download the First Bank of Alabama mobile banking app from the Google Play Store


Direct Deposits

Customer’s receiving direct deposits should contact their company and update their routing number after September 3rd. 



Loan Payments

Effective October 1, 2022, loan payments may be made at any First Bank of Alabama branch location, through online banking, or mailed to:

First Bank of Alabama
PO Box 797
Talladega, AL 35161

September 30, 2022 Deposit and Savings Statements

Southern States Bank will mail paper deposit and savings statements dated September 30, 2022. E-Statements will not be available for the final statement. If you would like to receive E-Statements from First Bank of Alabama , follow the instructions in the Online Banking and E-Statement enrollment section. 


Safe Deposit Boxes

The safe deposit leases for the Heflin and Ranburne branches of Southern States Bank are being transferred to First Bank of Alabama effective October 1, 2022. Payments for safe deposit boxes located at these branches may be made at any First Bank of Alabama location or mailed to: 

First Bank of Alabama
PO Box 797
Talladega, AL 35161
Additional Disclosure Information

Southern States Acquisition ODP Disclosure



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