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Mortgages

HomeHome Mortgage

We’ll Help You Navigate the Mortgage Process

Don’t be overwhelmed when it comes to choosing the right mortgage! Whether you’re a first-time home buyer or have gone through the process before, First Bank of Alabama's mortgage lending team is here to help keep things simple. We’ll offer the best recommendations for your current and future financial needs while ensuring you get the best rate possible.


Options for Purchasing a Home

We help make the home purchasing process easy! Whether you’re purchasing a primary residence, second home, investment property or are building, our home lending team is here to help. Terms for our mortgages include 15, 20 and 30 years, and come in both fixed rate and adjustable rate options.

Don’t know which is best for you? Our professional lenders can help you find the best fit for your financial situation. Simply contact us to setup an initial appointment, and take a peek at our Mortgage Checklist to see what you should bring to your first meeting.

Mortgage Checklist


Considering a Home Loan Refinance?

Tired of being stuck with a high mortgage rate that bleeds your checking account dry every month? Now may be the best time to refinance your home loan!

Refinancing can lower your rate, shorten the term of your mortgage, reduce your monthly payment and allow you to access your home’s equity. Contact a First Bank of Alabama lender today to see if refinancing makes sense for you!


Our Home Lending Experts

Focused on your needs and relentlessly pursuing the best solution for you, our lenders are second to none.

Meet our Lenders

Name

NMLS #

First Bank of Alabama411938
Joel Elliott594484
Rodger Harris645349
Sherri McCoy Clark703164
J. Chad Jones791866
Rebekah Singleton687623
Greg Lee1481478
Tammy Perry194794
Kim Putzek1191016
Rob Skelton657065
Scott Michael Munroe797015
Sam Whorton

1486610

Jeffrey Scott Carter757661
Alana Cooper1703507
Brandon Hughes Freeman852221
Connie Bragg Freeman449256
Kevin Scott Gibson909652
Sonya Golden594566
Sheila Jenkins Howard797226
Ashley Rayfield1691901

Mitchell Gene Key

1140593

Matthew Calvin York824585
Kristin Rice2523231
Randall Fields2003296
Kathryn E. Beason534736
Teran Kilgore Cooper2554476
Rachel Rampy1264545

 

Secure And Fair Enforcement Licensing Act of 2008

Title V of the Housing Economic Recovery Act of 2008, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act or Act) is intended to improve the accountability and tracking of residential mortgage loan originators (MLOs), provide protection for consumers, reduce fraud, and provide consumers with information regarding MLOs. Registration is required for Mortgage Loan Originators who work for an agency regulated institution.

The following website will provide you with information about all mortgage loan originators who are either licensed and/or regSafe registered: https://nmlsconsumeraccess.org

 

The registered mortgage loan originators employed by First Bank of Alabama are listed in the chart above with their unique identifier. This identifier will be required to access the information pertaining to a particular mortgage loan originator.

 

 

 

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