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Personal Deposit Rates

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Annual Percentage Yield rates are effective as of 10/25/2025. Rates/APYs for checking and savings accounts may change at any time after the account is opened. Fees could reduce earnings.

Personal Checking

    

Interest rate

Annual Percentage Yield (APY)

qualifications to Earn APY

Minimum Opening deposit

Kasasa Cash

eStatement required
Minimum Earning Balance 0.01
(*If qualifications are not met 0.05% Interest Rate/0.05% APY)

1.74% up to $15,000
___________

.15% over $15,000

1.75% - .36%

  • At least 10 debit card purchases post & settle each cycle.*
  • Be enrolled in and log into online or mobile banking during each cycle.*

$50

Kasasa Cash with kasasa saver

eStatement required
Minimum Earning Balance 0.01
(*If qualifications are not met 0.05% Interest Rate/0.05% APY)

1.74% up to $15,000
___________

.15% over $15,000

1.74% - .15%
  • At least 10 debit card purchases post & settle each cycle.*
  • Be enrolled in and log into online or mobile banking during each cycle.*
$50

kaching interest

(minimum earning balance 0.01%)
.15%.15%$1000 minimum daily balance, $8 monthly service charge fee otherwise$100

Personal Savings

    

Interest rate

Annual Percentage Yield (APY)

qualifications to earn APY

Minimum Opening deposit

Personal Savings

$5.00 fee charged per withdrawal in excess of two per month

.18%

.18%

$100 minimum balance/$5 monthly service charge fee otherwise

$100

Kasasa Saver

eStatement required
Kasasa cash or kasasa cash back account required
(*If qualifications are not met 0.05% Interest Rate/0.05% APY)

1.00% up to $50,000
___________

.15% over $50,000

1.00% - .43%
  • At least 10 debit card purchases post & settle each cycle.*
  • Be enrolled in and log into online or mobile banking during each cycle.*
$50
 

Certificate of Deposit

Penalty may be imposed for early withdrawal. Fees could reduce earnings.

    

Interest rate

Annual Percentage Yield (APY)

Minimum Opening deposit

12 Month

 

1.07%

1.08%

$500

24 Month

1.37%1.38%$500

36 month

1.64%1.65%$500

48 month

1.70%1.71%$500

60 month

1.74%1.75%$500