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Personal Loans

Achieve Your Personal Goals!

What’s stopping you from purchasing a new car or going back to school? If money is the problem, the experienced lenders at First Bank of Alabama can offer a solution! Our personal lending options are focused on helping you meet a specific need that fits your financial situation. We now offer online applications for consumer loans!  See below for details.


Installment Loans

You need cash, we have the solution! Installment loans can be used for almost anything: cars, trucks, RVs, a dream vacation, a child’s wedding…the list goes on! Most importantly, we work with you to structure your loan with favorable repayment terms that fit your budget.

You can now apply online through the link above! Please note that this is a Consumer Loan Application. (Non-Real Estate)+

Before you get started, make sure each applicant has the following information available:

  • Social Security Number
  • Employment and Income Information
  • Collateral/Property Information
  • Identification
  • Applicant must be 18 years old and a resident of Alabama

An individual who does not have an existing account with First Bank of Alabama will be required to bring their identification information required by First Bank of Alabama to a branch office and sign loan documents at the branch.

You will be contacted by one of our lending representatives within 24 hours (excluding weekends and bank holidays) with an update on your application.

 APPLY NOW   *This button is for installment loans only. For Quilo loans please click on the Quilo widget.


+Loans are subject to credit approval.

+Section 326 of the USA Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This federal requirement applies to all new customers. This information is used to assis the United States government in the fight against the funding of terrorism and money-laundering activities. What this means to you: When you open an account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them.

+Commercial applications and consumer real estate applications must be made at a First Bank of Alabama location.





Home Equity Lending

There is cash hidden in the walls of your home, and our home equity lending solutions help you make the most of it. By tapping into your home’s equity, you get the funds you need with favorable interest rates. We offer two different home equity products: home equity loans and home equity lines of credit.


Home Equity Loans

A home equity loan is ideal if you have a large upcoming expense. Your loan is delivered as a lump sum, and you pay interest on the entire amount. Our lenders work with you to help determine a flexible repayment plan that fits your budget.


Home Equity Lines of Credit (HELOC)

A home equity line of credit is delivered as a revolving line of credit for you to draw on when you need it. You only pay for what you use, and the credit line replenishes after you’ve made your payments. HELOCs are suitable for those with peaks and valleys in their cash flow to help cover costs during lean times.

Once your HELOC is established you can conveniently make payments from or advances to your First Bank of Alabama checking or savings account through online banking. With this service you can transfer the money whenever it is convenient for you, whether it be from your home, office or your mobile app.  



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